How Long Do I Have to Report a Car Accident to Insurance?
Is it absolutely necessary to report your car accident to your insurance company right away? How long do you have? The Attorneys at Greenblatt & Veliev, LLC are here to help.
Maryland Car Accidents and Insurance
Anyone who’s recently been in a car accident is understandably shaken. An event like this not only jars your senses but can also send you into a tailspin regarding other issues. Depending on the severity of your injuries and property damage, you may need to juggle all sorts of issues — from insurance companies, the police, and your legal counsel, to numerous medical appointments, car damage bills, and much more.
For this reason, it’s not uncommon for drivers involved in car accidents to forget to notify their insurance company.
Notifying Your Insurance Company of a Car Accident in Maryland
After any type of accident, it is always important to call your insurance company. This goes for even small accidents.
While it’s understandable that you don’t want your rates to go up because of a fender bender, you certainly don’t want the other driver to falsely claim you’re at fault for the crash. This can happen, even when you both initially agree to “work it out” without getting the insurance companies involved.
Don’t Get Burned, Report Quickly
Always contact your insurance company after an accident. In fact, Maryland law dictates that auto insurance companies must be contacted within 15 days of a vehicle collision. If you don’t report your accident in time, you won’t be able to file an injury claim.
Should You Call the Police After a Car Accident?
It is common for people to contact the police after an accident — especially when there has been some property damage. That’s because if your car was damaged in the collision, you’ll want a written police report to be the official proof of damage for your insurance. The law only requires that you report in certain instances.
- An unlicensed driver was involved in the accident
- One of the drivers was under the influence while driving
- A driver fled the accident scene
- One or more vehicles need to be towed
- One or more vehicle occupants were injured
- Drivers are refusing to exchange their personal and contact information
Not All Injuries Are Obvious
If there is any chance you may have delayed injuries from the collision, definitely contact the police so that they can write up an official report. Often, injuries such as bruises, pain, and even broken bones or fractures won’t show up until later. You’ll want that official police report on record in these cases so that you can have it as evidence when working with your insurance or a personal injury lawyer.
What About an Attorney?
It is recommended that drivers always contact an attorney as soon as possible if they’ve been injured in an auto accident. Only an experienced lawyer can help you collect the damages you deserve. There are three main entities that those in car accidents should contact after the collision — the police, a personal injury attorney, and their insurance company.
Personal Injury Attorneys in Rockville, MD
If you were recently involved in a car accident in the Rockville, MD area, please reach out to Greenblatt & Veliev, LLC. Our personal injury attorneys have extensive experience fighting on behalf of those who’ve been injured in car accidents.
You have options to recover compensation for your injuries, property damage, and pain and suffering.
Contact Greenblatt & Veliev, LLC today for more information regarding your legal options.
Gorkhmaz M. Asgarov, Esq
is an Attorney & Counselor at Law with Greenblatt & Veliev, LLC, which is a litigation law firm based in Rockville, Maryland that provides services to individuals for personal injury, workers’ compensation, and criminal and traffic defense cases.